Important Documentation Steps For Buying A Used Car

Posted by: lukwago J in Automobiles October 8, 2022

Pre-owned or new – the first car is unique for every individual! You try your best to avoid problems when buying a car for the first time. However, people are extra careful when looking for used cars for sale in the Inland Empire.

This is because the dealers are likely to be unsupportive after finalizing the purchase, which could lead to much confusion.

Keeping these uncertainties in mind, this article lists different steps in the documentation process of buying a used car. Take a look at this quick guide to avoid documentation errors.

Check the documents

Apart from inspecting the car, it is also essential to look at the papers. You can either fix the problem or negotiate the price with the owners or the dealers. From insurance papers to NCB, you must ensure that everything is clear and there are no dues.

By ensuring no claim bonus, you will know the number of times a car has met with an accident. Thus, you can easily judge the extent of damage to the vehicle. Additionally, the engine and chassis numbers must be the same on the registration certificate and the car.

Transfer the registration certificate

You must fill out the forms provided by the higher authority to start the process of RC transfer. If the vehicle’s registration is in a different jurisdiction, you might need a NOC to speed up the transfer process in the Inland Empire.

While the transfer is in progress, you can get the receipt as proof of transaction to be shown to the authorities when needed. In addition, you must get all the other documents from the owner, including the service record and road tax receipts.

Fuel certification and pollution certificates are also essential to avoid problems in the future.

Transfer the insurance

Alongside RC, you must also transfer the insurance to your name. Without this, the insurance policy stands nullified, and you may not be able to make any claims when required.

You can choose one of the three methods for getting the insurance policy under your name in Southern California:

Request for the change of name of the previous owner’s active policy
If the previous owner does not have an active insurance policy, you can apply for a new one after the RC transfer
The best option is to buy a new insurance policy after completing all the documentation of the car

Transfer NCB

No claim bonus is helpful for both insured and non-insured cars. However, it does not transfer to the existing owner automatically, and one must follow the procedure to get it done. Without an NCB, you might have to pay the difference on account of NCB for the balance policy period.

Additionally, the previous owner can use the NCB for other vehicles purchased by them. In such a scenario, many experts suggest that buying a new NCB policy from scratch is the best solution to avoid these delays.

Summing up

As much as it is essential to examine the exterior and interior structure of the car, one must also make sure to look into the documents. No matter how updated the vehicle is, you will likely get into trouble for not having proper documents.

Many dealers put up used cars for sale in the Inland Empire but failed to provide proper documentation. This leads to extra work for the buyer, which is certainly not a fair deal.

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